Services

AML/CFT Compliance
Audit

Independent, risk-based AML/CFT and regulatory compliance audits for financial institutions, fintechs, and Virtual Asset Service Providers. Rigorous. Defensible. Regulator-ready.

IndependentObjectiveRisk-BasedEvidence-DrivenBoard-Ready
Aligned with FATF Recommendations and applicable local regulations
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Service Overview

Independent AML/CFT Audit

As financial institutions and digital asset platforms across Africa scale, compliance maturity becomes a regulatory imperative not a strategic afterthought. Regulators, correspondent banks, investors, and supervisory authorities expect clear, defensible evidence that your AML/CFT framework is not only documented but demonstrably effective

What We Assess

  • AML/CFT Governance & Board Oversight
  • Enterprise-Wide Risk Assessment (EWRA)
  • KYC / CDD / EDD Frameworks
  • Transaction Monitoring Effectiveness
  • Sanctions Screening Controls
  • Suspicious Transaction Reporting (STR/SAR) Processes
  • Travel Rule Compliance (for VASPs)
  • AML Training & Internal Controls
  • Technology & System Calibration (where applicable)

What Makes Our Audit Different

We don't just confirm whether policies exist. We test whether controls:

Are properly designed
Are effectively implemented
Operate as intended
Withstand regulatory review

Our methodology integrates

Control testingSample validationSystem logic reviewGap analysis

Ideal For

  • Banks & Microfinance Institutions
  • Fintechs & Payment Service Providers
  • Virtual Asset Service Providers (VASPs)

What You Receive

01Comprehensive Independent AML/CFT Audit Report
02Risk-rated findings across all control domains
03Practical, prioritised remediation plan
04Executive summary for Board presentation
05Regulatory-ready documentation package

Methodology

Our Approach

We combine deep regulatory expertise with practical, evidence-driven testing to produce assurance your board and regulators can rely on.

Regulatory Expertise

Grounded in FATF Recommendations, FATF Guidance for VASPs, and applicable Central Bank and sector-specific regulations across jurisdictions.

Governance & Risk Engineering

We evaluate control architecture not just policy documentation, identifying structural weaknesses before regulators do.

Blockchain & Digital Asset Compliance

Specialised knowledge in Travel Rule, VASP due diligence, on-chain analytics integration, and crypto-specific AML typologies.

Operational Testing

Control testing, sample-based validation, and system logic review produce findings grounded in evidence not assumption.

Why A & D Forensics

Why Leading Institutions Choose Us

Deep Specialisation

Focused expertise in AML/CFT and financial crime compliance.

Cross-Environment Experience

Fluent in both traditional finance and crypto/digital asset compliance.

Defensible Reporting

Clear, regulator-ready documentation that withstands scrutiny.

Actionable Guidance

Remediation plans your team can actually implement.

Discretion & Confidentiality

Absolute confidentiality across every engagement.

FAQ

Frequently Asked Questions

What type of AML audits do you offer?
We offer an Independent AML/CFT Audit focused on your anti-money-laundering control framework, and a broader Enterprise-Wide Compliance Audit covering AML/CFT, data protection, consumer protection, licensing conditions, corporate governance, and internal policy adherence.
What does the audit assess?
We review governance and board oversight, your Enterprise-Wide Risk Assessment (EWRA), KYC/CDD/EDD frameworks, transaction monitoring effectiveness, sanctions screening controls, STR/SAR processes, Travel Rule compliance (for VASPs), and AML training and internal controls.
Who is this audit for?
Banks and microfinance institutions, fintechs and payment service providers, and virtual asset service providers (VASPs).
What will I receive at the end?
A comprehensive independent AML/CFT audit report with risk-rated findings across all control domains, a practical and prioritised remediation plan, an executive summary for board presentation, and a regulatory-ready documentation package.
Is the audit independent and confidential?
Yes. Our audits are conducted independently and handled with strict discretion and confidentiality, producing defensible reporting you can present to your board and regulators.
How do we arrange an audit and how is it priced?
Scope depends on your institution's size, environment, and regulatory obligations. Contact us via the button below and we'll define scope and timing with you.

Get Started

Request an Audit Engagement

Whether you're preparing for a regulatory examination, onboarding a correspondent bank, or seeking independent assurance. We deliver audits your stakeholders can rely on.